UPCOMING EVENTS FOR THE WEEKEND AROUND 30A
Owning a home may still be part of the traditional American dream, but saving up to buy a home sometimes feels impossible. There are ways though, that you can save money for a down payment regardless of your income and budget. Here are some tips to get you started.
Work On Your Credit Score. With a lower credit score, you’re likely to pay a higher interest rate on a home loan. Having a higher credit score usually means a lower interest rate, so you’d be paying less overall for the same house. Your credit score can also impact the down payment that’s required.
Concentrate on Reducing Your Debts. Banks look at your debt-to-income ratio with any home loan application, and one of the best ways to improve your credit score is to pay down your debts. This doesn’t mean you must have zero debts, of course, it just means your debt-to-income ratio may determine how big your down payment will need to be.
Cut Expenses. Do a careful audit of your monthly expenses and make a list of what might be unnecessary, like a streaming service you don’t really watch very often or a subscription or membership you forgot you signed up for. Look into refinancing things like student or auto loans. Think about a less expensive rental home to put that extra money away, too.
Automate Savings. Set up automatic transfers to an investment or savings account every time you get a paycheck. Have tax refunds automatically deposited into your savings, not checking, account.
As you work on building up your savings, remember that this doesn’t mean you have to deprive yourself of anything fun—that would just lead to resentment. Refocus the idea of treating yourself to your new budget. Instead of a fancy dinner out or an international trip, for instance, opt for a less expensive happy hour date or a weekend getaway.
And, when you’re ready to get the ball rolling on buying that house, give me a call! I’m here to help with plenty of information for first-time home buyers. Saving for a Home on Any Budget is Possible!
The Captain Royal Melvin Heritage Park, a long-awaited project in Destin, was officially opened on Tuesday, July 18, 2023, with a ribbon-cutting ceremony. |
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However, the City of Destin successfully opened the park as planned. This morning’s ceremony was attended by city officials, community members, and representatives from the Melvin family. |
Mayor Bobby Wagner, expressing his excitement about the park, acknowledged the collaborative efforts that made the project possible. He said, “This is just another great initiative that was years in the making, but we’re finally done. We could never have done this without the partnership of the private entities, the City Council, the citizens, and the family members that this is in honor of; this is really what community is about.” |
The park is situated just east of Dewey Destin’s Harborside Restaurant and offers various amenities for visitors to enjoy. These include: |
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Land Air Sea Productions |
City Manager Lance Johnson reflected on the journey to complete the park, and expressed his pleasure at witnessing the opening. |
“Back in 2006, I was told when I was the Parks and Rec Director that we were purchasing a new property to have a new park in Destin, and I was ecstatic,” said Johnson. “I didn’t ever know if we were going to get here. This is one of the best days of my whole tenure with the city of Destin.” |
Scott and Royal “Bo” Melvin Jr., sons of Captain Royal Melvin, expressed their gratitude to the community and city officials for their support throughout the project. |
“It all goes back to our grandparents, Millard and Sarah Melvin,” said Bo Melvin. “If it wasn’t for them settling on this piece of property right here, five generations of Melvins would not have been able to live here or play here on this property, and to see what has become our father and grandparents would be humbled and honored.” |
At the end of the ceremony, Mayor Wagner presented the Melvin family with Destin Challenge coins, recognizing their enduring legacy and contribution to the community. |
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Destin residents and visitors can now enjoy the new Captain Royal Melvin Park, a place that celebrates the heritage and natural beauty of the area, while honoring the Melvin family’s significant contributions throughout generations. |
Click here to view pictures of the park
Article Courtesy of Jared at www.GettheCoast.com |
We’re super excited about the fall lineup of bands for Concerts at The Landing!
Something for everyone!
FRIDAY EVENTS AND LIVE MUSIC SCHEDULE!
SATURDAY EVENTS AND LIVE MUSIC SCHEDULE!
SUNDAY EVENTS AND LIVE MUSIC SCHEDULE!
July 13, 2023 – Thirsty Thursdays with BT Turner at Rick’s on the Island! – View |
July 13, 2023 – Fly Guy Thursday – View |
July 14, 2023 – Chemistry Corner: June 2 – September 1 – View |
July 14, 2023 – Creature Features: June 1 – September 2 – View |
July 14, 2023 – Teachers and School Administrators Soundscape Show – View |
July 14, 2023 – Live Music @Twisted Grape: Rick Esguerra – View |
July 15, 2023 – Open House and Mural Reveal! at ATN – Free – View |
July 15, 2023 – “Somewhere in Time” Art Show Turn-in – $5. – $35 – View |
July 16, 2023 – International Award-Winning Magical Variety Show! – Free – View |
July 16, 2023 – Scallywag Sunday – free – View |
July 17, 2023 – “Somewhere in Time” Art Show Turn-in – $5. – $35 – View |
July 17, 2023 – Movie Monday – View |
July 18, 2023 – Learn to Talk Dog with Debbie Revell – Free – $15 – View |
July 18, 2023 – Live Music @Twisted Grape – View |
July 18, 2023 – Boomin Tuesday – View |
July 19, 2023 – C.A.R.E.ing for Turtles – $15 – View |
July 19, 2023 – Nik Flagstar Wednesdays at Rick’s on the Island! – View |
July 19, 2023 – Okaloosa Island Fireworks Shows – Free – View
Courtesy of Jared Williams – Get the Coast |