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Home > Archives for October 2018

Archives for October 2018

6 Basic Steps to Home Maintenance

Moving into a new home can be a thrilling experience. However, it’s easy to get caught up with the excitement of painting and decorating, overlooking improvements and maintenance until something clamors for attention.

To protect your investment, keep your home in good shape, and minimize emergency repair costs, a panel of home maintenance experts recommends the following:

Know the control points – Know the location of the main water valves and electrical circuit boxes. (The information may come in handy later.) Check your home and grounds regularly for water leaks, poor air flow, any signs of mold or mildew, or even peeling paint.

Take a class – Many home improvement stores, and some adult schools, offer free or low-cost classes in home maintenance. Having a check list will make it easier to stay in control, and knowing how to do basic fixes will save you money in the long run.

Assemble a tool kit – For small repairs and general maintenance, put together a basic tool kit. At minimum, you should have a hammer, screwdrivers, wrenches and pliers, as well as a utility knife, a retractable tape measure, a level, a small drill set and a roll of strong electrical or duct tape.

Keep a calendar – It will help you remember regular maintenance chores such as changing the batteries in your smoke detectors and/or changing furnace filters.

Have a maintenance fund – Nothing lasts forever, and that includes appliances like water heaters and furnaces as well as carpeting and furniture. You will sleep easier if you keep a savings account for emergencies and cosmetic repairs or replacements.

Know when to call in a pro – Electricians, plumbers, and various other contractors are licensed because they do potentially dangerous work. Don’t try to work on your furnace or clear out backed-up plumbing or re-wire a circuit by yourself. Call in a contractor or licensed handyman when needed.

 

In this time of recovery here are some websites and telephone numbers that might assist you or someone you know:

FEMA ASSISTANCE

To apply for FEMA assistance visit: www.disasterassistance.gov or call 1-800-621-FEMA (1-800-621-3362) TTY: 1-800-462-7585. To find the nearest FEMA Disaster Recovery Center visit:https://egateway.fema.gov/ESF6/ DRCLocator

EMERGENCY ASSISTANCE

If you need emergency help call 9-1-1.

BASIC SUPPLIES

If you need supplies, such as food, water, or ice, please contact your county emergency management at: http://www.floridadisaste r.org/fl_county_em.asp or by phone at (850) 815-4001 for the location of the nearest distribution center. Your county emergency management can provide up-to-date information about shelters and local distribution centers for food and supplies.

HELP FOR SENIORS

If you know of a senior who needs assistance call the Florida Department of Elder Affairs hotline at 1-800-96-ELDER (1-800-963-5337). To report elder abuse, call 1-800-96-ABUSE (1-800-962-2873).

HELP FOR VETERANS

Veterans in need of assistance or in need of their medication can contact the Veteran Disaster Hotline at 1-800-507-4571 or go to any VA medical facility for assistance.

MENTAL HEALTH 

If you or someone you know is experiencing emotional distress please call the Disaster Distress Helpline at 1-800-985-5990 or text TalkWithUs to 66746 to connect with a trained counselor. You may also visit: http://bit.ly/2vH2Huc for more information about managing stress after a disaster and talking with children about traumatic events.

DIALYSIS

To find a dialysis center in your area visit: http://www.dialysisunits.com/. Patients of DaVita Dialysis may contact 1-800-400-8331 to find the nearest Dialysis Center.

MORTGAGE RELIEF

To find out if you qualify for temporary mortgage relief, visit the Freddie Mac website at: http://www.freddiem ac.com/about/hurricane-relief.html , the Fannie Mae website at:http://www .fanniemae.com/portal/about-fm/hurricane-relief.html or by phone at 1-800-2FANNIE (800-232-6643). To contact the Federal Housing Finance Agency visit:https://www.fhfa.gov/Homeownersbuyer/MortgageA ssist ance/ Pages /Disa ster-Assistance.aspx

You may also contact the Department of Housing and Urban Development (HUD) to find out if you qualify for any hurricane related help with your mortgage or mortgage insurance. To contact HUD about disaster assistance visit: https://www. hud.gov/program_offices/housing/sfh/ins/203h-dft or https://www. hud.gov/program_offices/housing/sfh/nsc/qaho0121

TAX RELIEF

Taxpayers in affected areas may be eligible for tax relief from the IRS. To learn more about IRS assistance visit: https://ww w.irs.gov/newsroom/tax-relief-in-disaster-situations.

DISASTER RECOVERY LOANS

The U.S. Small Business Administration is providing various disaster loans to qualifying Floridians. For more information about SBA disaster loans visit: https://www.sba.gov/disaster-ass istance/. The U.S. Department of Agriculture provides loans to qualifying individuals, businesses, and communities after disasters. For more information visit:https://www.usda.gov/topics/d isaster/storms, or contact the USDA office in Florida at: (352) 338-3400.

DISASTER UNEMPLOYMENT ASSISTANCE

Floridians who are unemployed as a result of a disaster, and who are ineligible for regular state unemployment insurance, are encouraged to apply for Disaster Unemployment Assistance (DUA) through the U.S. Department of Labor. For additional information about DUA visit: https://workfo rcesecurity.doleta.gov/unemploy/disaster.asp or contact the U.S. Department of Labor by phone at 1-866-487-2365.

HURRICANE RESPONSE HIRING

The U.S. Small Business Administration is hiring a variety of temporary positions located throughout areas affected by recent disasters. For more information visit:https://www.sba.gov/disaster-assistance/hurrican e-res ponse -jobs -sba< /a>. For FEMA hiring visit: https://careers.fema.gov/hur ricane-workforce.

FEMA ASSISTANCE

For in-person assistance with storm related questions, visit your local FEMA Disaster Recovery Center. For a list of centers in your area visit: https://egateway.fema.gov/ESF6/ DRCLocatoror call 1-800-621-FEMA (1-800-621-3362) TTY: 1-800-462-7585.

Be aware of SCAMS: Federal and state workers never ask for or accept money, and always carry identification badges. There is no fee required to apply for or to get disaster assistance from FEMA, or the State of Florida. If you suspect fraud call FEMA’s Disaster Fraud Hotline at 866-720-5721, or the Florida Attorney General fraud hotline at 1-866-966-7226.

RESOURCES

Emergency Assistance 9-1-1

Local resources (food, shelter, childcare,) 2-1-1

Food, water, ice distribution https://www.floridadisaster.org/, 850-815-4001, TDD/TTY: 1-800-226-4329

County Emergency Management Offices https://www.floridadisaster.org /counties/

Shelters www.floridadisaster.org/sh elter-status/

Florida Highway Conditions: www.flhsmv.gov/f hp/traffic/live_traffic_feed.html, or dial 5-1-1 or *FHP (347)

Florida Elder Affairs Hotline 1-800-96-ELDER (1-800-963-5337) http://elderaffairs.state.fl.us/

Veteran Disaster Hotline www.va.gov, 1-800-507-4571

Disaster Distress Helpline (for emotional distress) 1-800-985-5990, or text TalkWithUs to 66746

Blue Tarp Roofs (Army Corps of Engineers) 1-888-ROOF-BLU

FEMA www.disasterassistance.gov, 1-800-621-FEMA (1-800-621-3362) TTY: 1-800-745-0243

 

How to Find More Closet Space

Bedrooms, bathrooms, closets – these are the top concerns for potential homeowners on the hunt. If you’re a homeowner pining for more room to stock your clothes, read on for these helpful hints.

Reduce. This is the first step to making more room in your closet. We’re all guilty of hanging on to things we don’t use. Make a habit of reducing your wardrobe seasonally. Ask yourself if you wore this in the past six months. If the answer is no, donate it to a charity, bring it to a consignment shop, or have yourself a yard sale.

Get creative with storage. Don’t settle for simple shelves. Cubbies, bins and wire racks can offer storage solutions to streamline your space. Adding rods or racks to the back of your closet door or the sides of your closet can offer extra stash space.

Stagger. There’s no need to have only one or two hanging rods. Stagger your rods at different heights and lengths and arrange garments accordingly.

Look to the ceiling. Does your shelving reach all the way to the ceiling? If not, you could be missing out on several feet of storage space. Add another shelf (or three!) to the top of your closet and store out-of-season clothes or things you don’t reach for on a daily basis.

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